OPEN ENROLLMENT
Open Enrollment for your 2024 benefits begins on October 16, 2023 and ends on November 3, 2023!
Open Enrollment for your 2024 benefits begins on October 16, 2023 and ends on November 3, 2023!
The most common question we hear this time of year is, "If I want to keep everything the same, do I have to do anything?" The short answer is: YES!
Did you know that our comprehensive benefits offering adds tremendous value to your total compensation? For every CCSD employee, it adds close to 50% or more to your pay. So, here are the 6 important decisions everyone needs to make during Open Enrollment each year - along with the resources we've created to assist you in making each decision. You can also watch a video about the 6 decisions HERE .
Choosing the health plan that fits you best depends heavily on how much you expect to use it throughout the coming year. How has your current plan worked for you this year? Do you expect significant medical expenses in the year to come? While it's easy to just keep what you have, that may not be the best course.
Did you know that, on average, network dentists are charging about 30% less for dental services? That means everyone - you and our dental insurance plan provider - pays 30% less on your share of the bill. There has probably never been a better time to select the "Network Plan" or at least start using an in-network dentist for all your care.
FSA's enable you to pay for out-of-pocket health, dental and vision costs with before tax dollars. That's like getting everything at a 30% discount! We encourage everyone with those expenses to use an FSA, yet only 1 in 5 employees do. When you continue to enroll in the FSA, you can roll over up to $590 of your left over funds into the next year.
Did you know that CCSD offers a service that matches individual financial situations with the 70+ Federal DOE programs available to reduce student loan payments and balances? While we can’t guarantee everyone will see results, it’s free to find out what you could save!
Critical Illness coverage provides a lump sum benefit for certain accidents and illnesses in addition to the benefits of our health plan. Rates are not changing, but the list of covered illnesses has been greatly expanded to provide a benefit for things like Alzheimer’s, ALS and severe burns.
Keeping the short-term disability (STD) plan you have today may cost you more than necessary! Have you accumulated more sick leave days? If so, and if you are currently in the STD plan, select a later "wait period" as you enroll this year. It works the other way too - if you've used a lot of sick leave, consider selecting a shorter wait period.
Check out our "How to Enroll" video and How to Login Guide, then click the LOGIN buttons to get started!
Watch: How to Enroll
How to enroll: EN ESPANOL
How to login guide
guía de cómo iniciar sesión
LOGIN to the clarke benefits portal
LOGIN TO STATE HEALTH